Questions about a renewal, an audit, or an alert?

No. PolicyAlert is an independent monitoring tool. We don't sell policies, quote rates, or earn commission — we help you track the policies you already hold.

Policies and alerts you add are saved locally in your browser's storage. They are not uploaded to a remote server, and clearing your browser data will remove them.

No. The audit applies general underwriting rules of thumb to the numbers you enter and produces a coverage estimate, not an official quote, binder or guarantee of coverage.

Changes of 10% or more are marked high severity, 4–10% are moderate, and anything below 4% is marked low. These thresholds are published on our About page.

Since data is saved per browser, you can track a second household by using a separate browser profile or device, or by removing and re-adding policies as needed.