PolicyAlert
About PolicyAlert

Insurance is easy to buy and easy to forget. We built the system that remembers.

PolicyAlert is a U.S.-focused monitoring platform for households managing multiple insurance policies across auto, home, health and life coverage.

Team reviewing charts and risk data at a desk
Our mission

Give households the same visibility insurers already have

Carriers track renewal timing, claims history and rate models in real time. Most policyholders track theirs in a folder of unopened mail. PolicyAlert closes that gap by putting renewal dates, rate changes and coverage health in one dashboard.

We don't sell insurance and we don't earn commission on carrier switches. Our only product is clearer information, delivered before a deadline — not after one.

Risk management standards

How we define and rank risk

High severity

Coverage gaps, lapses or rate changes of 10%+ that carry near-term financial exposure.

Moderate severity

Renewals approaching within 30 days or rate changes between 4–10%.

Low severity

Stable, locked-in, or minor rate movement under 4% — monitor only.

Tracking methodology

How a policy moves through PolicyAlert

  1. 1. You add a policy

    Carrier, premium, renewal date and grace period are entered once and saved to your browser.

  2. 2. We calculate the countdown

    Days remaining, grace-period status and reminder timing are recalculated on every visit.

  3. 3. Status changes are flagged

    Policies move between active, due soon, grace period and expired based on your saved dates.

  4. 4. You review and act

    Rate alerts and audit findings are surfaced alongside the countdown so you can act before renewal.

Professionals reviewing insurance and financial information

Policy monitoring

Stay ahead of important policy dates

Trust principles

What we commit to

  • We never present an estimate as an official quote, binding rate or guarantee of coverage.
  • We don't sell policies, so nothing in your dashboard is designed to push you toward a purchase.
  • Severity rankings follow the same published thresholds for every household — no hidden tiers.
Data transparency

Where your data lives

Saved policies and alerts are stored locally in your browser, not on a remote server.

Clearing your browser storage removes your saved policies and alerts permanently.

Market benchmark figures shown across the site are reference points based on typical U.S. rate patterns, not live carrier feeds.

Coverage information

PolicyAlert provides tools for organizing policy details, monitoring renewal activity and reviewing coverage information. Premiums, renewal terms, eligibility, limits and exclusions vary by carrier and policy. Confirm current policy details and any changes directly with your insurance carrier or licensed agent.